PENJANA Tourism Financing (PTF)
Overview
BNM financing for tourism SMEs, reoriented in 2025 from a COVID-relief facility into a growth facility ahead of Visit Malaysia Year 2026. SMEs involved in tourism sectors or activities listed under the National Tourism Policy 2020–2030 (hotels, homestays, tour operators, tourism services) can access financing of up to RM500,000 with simplified eligibility criteria. This is financing you repay; apply through a participating financial institution.
Who is eligible?
- Must have an active SSM business registration.
- Target sectors: Tourism.
- Best for funding needs like: general.
What this grant covers
- General business growth — advisory, capacity building and operational improvements.
- Provided as financing you repay over an agreed term — not a free grant.
How to apply
- 1
Check you qualify
Confirm you meet the eligibility points above for this grant.
- 2
Get your documents ready
Prepare your documents — SSM business registration, company financials, and quotations or a project proposal for what you want funded.
- 3
Apply through the official channel
Submit your application to BNM — Fund for SMEs; if approved, the financing is disbursed and repaid over an agreed term.
- 4
Keep records & claim
Keep receipts and reports, and submit claims or progress updates as the programme requires.
Ready to apply?
Applications are handled on the official BNM — Fund for SMEs portal.
Need a hand with this application?
Post what you need on the EquatorBiz Marketplace — consultants and service providers WhatsApp you directly. Free for businesses.
Frequently asked questions
Is PENJANA Tourism Financing (PTF) still open?
It's currently listed as "Open". Intake windows can change at short notice, so always confirm on the official source before applying.
How much funding can I get?
Up to RM500,000 financing. The exact award depends on your project and the agency's assessment.
Do I need an SSM-registered business?
Yes — you need an active SSM business registration to be eligible.
Which businesses or sectors does it support?
It targets these sectors: Tourism.
Who manages this grant?
It's administered by Bank Negara Malaysia.
Not sure if you qualify?
Run a free eligibility check or ask EquatorBiz's advisor about this grant.
General information only — grant terms and intake windows change. Always confirm the latest details on the official portal before applying. Last verified by EquatorBiz on 26 Jul 2026.
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